Innovative Payments: new digital horizons

Free Content Report Innovative Payments Digital Payments April 2026 20 pages pdf

What you will learn

By reading the report you will understand how Europe and Italy are redefining the payments landscape through technological innovation and monetary sovereignty. The study explores digital payment growth, stablecoins, CBDCs, and evolving consumer habits, revealing the new digital horizons shaping global payment ecosystem

Table of Contents

  1. 1
    Europe amid technological challenges and strategic autonomy in payments: towards new digital horizons
  2. 2
    Digital payments in Italy: a year of consolidation
  3. 3
    User habits, innovation and security: consumers moving toward new horizons

Index of Graphs

  1. 1
    Digital payments in Italy up to 2025

You will know how to answer these key questions

  • How is Europe pursuing technological sovereignty and strategic autonomy in the payments ecosystem amid rising geopolitical tensions?
  • How are stablecoins and Central Bank Digital Currencies (CBDCs) redefining the concept of money, reshaping global monetary power, and opening new digital horizons for innovation and sovereignty?
  • What technological and behavioural changes are shaping the evolution of digital payments in Italy?

The methodology used in this Report

The 2025 Innovative Payments Observatory research examined digital payment services targeting end consumers, focusing on mobile, wearable, and smart object payments. The analysis was structured across three research areas — Market and Context, Innovation Drivers, and Demand — combining quantitative estimation and qualitative investigation.

Authors

Valeria Portale

Research Director

Ivano Asaro

Director

Matteo Risi

Director

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Innovative Payments: new digital horizons

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