Fintech & Insurtech

Started in 2015 the Fintech & Insurtech Observatory is the baseline for digital innovation within the Italian and European finance and insurance ecosystem. The Fintech & Insurtech Observatory’s goal is to create and spread knowledge, also through specific projects, to optimally govern, at system and individual company level, the changes taking place in the sector.

Fintech & Insurtech Observatory Research

In the edition the Fintech & Insurtech Observatory Research will focus on the following topics:

• Open Finance & Insurance Journey;
• use of digital technologies in Italian banks and insurance companies;
• use and evolution of Consumer and Business bank and insurance channels;
• Banking-as-a-service, Insurance-as-a-service, composable banking: trends and development;
• Fintech & Insurtech startup business models;
• Challenger banks definition and business models; 
• extended collaboration offered by BigTech organizations and companies in other sectors entering the financial and insurance market;
• Green & Social Fintech;
• strategic approaches on the use of Blockchain technology in Finance & Insurance;
• strategic Role of Data and implications of using Artificial Intelligence solutions in Finance & Insurance, including Generative AI;
• needs and knowledge of Italian Fintech and Insurtech consumers, focused on the Generation Z, kids, and teens;
• knowledge and Fintech and Insurtech related needs of Italian SMEs and micro companies;
• Innovative Digital Finance and Insurance solution offering for European SMEs;
• RegTech and Financial Identity;
• Digital Wealth Management and Robo Advisor;
• Digital Lending;
• Decentralized Finance (DeFi);
• Platforms.